:root{--sl:#21313a;--sl2:#2f4450;--am:#f0b429;--am2:#d99a12;--rust:#a8442a;--ink:#20262a;--mut:#5a646b;--alt:#eef1f2;--line:#d5dbde}
*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}
body{margin:0;font:16px/1.7 Verdana,Geneva,Tahoma,sans-serif;color:var(--ink);background:#fff;padding-bottom:58px}
a{color:#245f86}img{max-width:100%;height:auto;display:block}
h1,h2,h3{font-family:"Trebuchet MS","Lucida Grande",Tahoma,sans-serif;font-weight:700;color:var(--sl);letter-spacing:0}
.wrap{max-width:1140px;margin:0 auto;padding:0 20px}.narrow{max-width:780px}
.skip{position:absolute;left:-999px}.skip:focus{left:10px;top:10px;background:#fff;padding:8px;z-index:99}
.site-header{background:var(--sl);color:#fff;position:sticky;top:0;z-index:20}
.hdr{display:flex;align-items:center;justify-content:space-between;gap:16px;min-height:70px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:#fff}
.brand-t{font-family:"Trebuchet MS",Tahoma,sans-serif;font-size:21px;font-weight:700;line-height:1.05}.brand-t span{font-size:15px;font-weight:400;color:#c8d3d8;letter-spacing:.04em;text-transform:uppercase}
.hdr-phone{text-align:right;line-height:1.2}.hdr-phone span{display:block;font-size:12px;color:#aebcc3}.hdr-phone a{color:var(--am);font-weight:700;font-size:24px;text-decoration:none;font-family:"Trebuchet MS",Tahoma,sans-serif}
.nav{background:var(--sl2);border-top:1px solid #3d5461}.navin{display:flex;gap:0;flex-wrap:wrap}
.nav a{color:#e6ecef;text-decoration:none;font-size:14px;padding:10px 16px 10px 0;margin-right:16px}.nav a:hover{color:#fff;text-decoration:underline}.nav a[aria-current]{color:var(--am)}
.btn{display:inline-block;background:var(--am);color:#1b2328;text-decoration:none;font-weight:700;padding:12px 22px;border-radius:2px;border:2px solid var(--am)}
.btn:hover{background:var(--am2);border-color:var(--am2)}.btn-sm{padding:7px 13px;font-size:14px}.btn-lg{font-size:18px;padding:13px 24px}
.btn-ghost{background:transparent;color:var(--sl);border-color:var(--sl)}.btn-ghost:hover{background:var(--alt)}
.btn-light{background:#fff;color:var(--sl);border-color:#fff}
.crumbs{font-size:13px;color:var(--mut);margin-bottom:8px}.crumbs a{color:inherit}
/* hero: photo band, then text block that overlaps the photo bottom */
.hero h1{font-size:clamp(27px,4vw,40px);line-height:1.15;margin:.1em 0 .4em}
.lede{font-size:17px;max-width:700px}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin:18px 0 12px}
.points{padding:0;margin:8px 0 0;list-style:none;font-size:14px;color:var(--mut);columns:2;column-gap:28px;max-width:620px}
.points li{padding:3px 0;border-bottom:1px dotted var(--line);break-inside:avoid}
.meta{font-size:13.5px;color:var(--mut)}
.hero-band{background:var(--alt);padding-bottom:30px}
.band-f img{width:100%;height:360px;object-fit:cover}.hero-home .band-f img{height:440px}
.band-t{background:#fff;margin-top:-90px;position:relative;padding:28px 32px 22px;border-top:6px solid var(--am);max-width:860px;box-shadow:0 1px 0 var(--line)}
.hero-noimg .band-t{margin-top:0}.hero-noimg{padding-top:30px}
.hero-split{background:var(--alt);padding:30px 0;border-bottom:1px solid var(--line)}
.hs{display:grid;grid-template-columns:1.15fr .85fr;gap:36px;align-items:center}
.hs-f{margin:0}.hs-f img{width:100%;aspect-ratio:4/3;object-fit:cover}
.hero-noimg .hs{grid-template-columns:1fr;max-width:820px}.sl-noimg{grid-template-columns:1fr}
.fig{margin:0}.fig img{width:100%}.fig figcaption,.hs-f figcaption{font-size:12.5px;color:var(--mut);margin-top:6px}
/* sections */
.sec{padding:36px 0}
.sec h2{font-size:clamp(22px,2.8vw,28px);line-height:1.25;margin:0 0 .55em;padding-bottom:6px;border-bottom:2px solid var(--alt)}
.sec h3{font-size:19px;margin:1.3em 0 .4em}
.sec li{margin:.35em 0}
.ss{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.sec-left .ss-f{order:-1}.ss-f img{aspect-ratio:4/3;object-fit:cover}
.sec-wide .wide-f img{max-height:480px;object-fit:cover}.sec-wide .wide-f{margin:6px 0 18px}
.sec-note{background:var(--sl);color:#e7edf0}.sec-note h2{color:#fff;border-color:#3d5461}.sec-note a{color:var(--am)}
.note{background:#fff8e6;border:1px solid #f1dca4;padding:12px 16px}
table{border-collapse:collapse;width:100%;font-size:15px;display:block;overflow-x:auto}
th,td{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}th{background:var(--alt)}
/* lists */
.svc-list{background:#fff}
.sl{display:grid;grid-template-columns:1.2fr .8fr;gap:40px;align-items:start}
.linklist{list-style:none;padding:0;margin:0}
.linklist li{padding:11px 0 11px 14px;border-left:4px solid var(--am);margin:0 0 10px;background:var(--alt)}
.linklist a{font-weight:700;font-size:16.5px;color:var(--sl)}.linklist span{display:block;color:var(--mut);font-size:14.5px;line-height:1.5}
.sl-f img{aspect-ratio:3/4;object-fit:cover}
.rows{background:#fff}
.rowlist{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
.row{display:block;text-decoration:none;color:var(--ink);border-bottom:3px solid var(--alt);padding-bottom:12px}
.row img{width:100%;aspect-ratio:16/10;object-fit:cover;margin-bottom:10px}
.row strong{display:block;font-family:"Trebuchet MS",Tahoma,sans-serif;font-size:18px;color:var(--sl)}.row span span{color:var(--mut);font-size:14.5px}
.row:hover strong{text-decoration:underline}
.faqs details{border:1px solid var(--line);padding:12px 16px;margin:0 0 8px}
.faqs summary{font-weight:700;cursor:pointer;font-size:16.5px;color:var(--sl)}.faqs details[open] summary{margin-bottom:6px}
.related ul{columns:2;padding-left:18px}
.postlist{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.pl a{text-decoration:none;color:var(--ink)}.pl img{aspect-ratio:3/2;object-fit:cover;width:100%}
.pl-t{display:block;font-family:"Trebuchet MS",Tahoma,sans-serif;font-weight:700;font-size:17px;line-height:1.3;margin:10px 0 4px;color:var(--sl)}
.pl-x{font-size:13.5px;color:var(--mut);line-height:1.5}
.reading,.home-blog{background:var(--alt)}
.hb{display:grid;grid-template-columns:1.3fr 1fr;gap:34px}
.hb-main{text-decoration:none;color:var(--ink)}.hb-main img{aspect-ratio:16/9;object-fit:cover;width:100%}
.hb-main strong{display:block;font-family:"Trebuchet MS",Tahoma,sans-serif;font-size:23px;line-height:1.25;color:var(--sl);margin:12px 0 6px}
.hb-side{list-style:none;padding:0;margin:0}.hb-side li{padding:12px 0;border-bottom:1px solid var(--line)}.hb-side li:first-child{padding-top:0}
.hb-side a{font-family:"Trebuchet MS",Tahoma,sans-serif;font-weight:700;font-size:17px;color:var(--sl);text-decoration:none}.hb-side span{display:block;color:var(--mut);font-size:14.5px}
.postrows{list-style:none;padding:0;margin:0}
.pr{display:grid;grid-template-columns:250px 1fr;gap:24px;padding:20px 0;border-bottom:1px solid var(--line)}
.pr img{width:100%;aspect-ratio:3/2;object-fit:cover}
.pr h2{font-size:22px;margin:0 0 4px;border:0;padding:0}.pr h2 a{color:var(--sl);text-decoration:none}.pr h2 a:hover{text-decoration:underline}
.pr p{margin:.3em 0}.pr-feat{grid-template-columns:1.2fr 1fr;align-items:center;padding-top:0}.pr-feat h2{font-size:29px}
.pager{margin:26px 0 0;display:flex;gap:6px;flex-wrap:wrap}.pager .page-numbers{padding:8px 13px;border:1px solid var(--line);text-decoration:none}.pager .current{background:var(--sl);color:#fff;border-color:var(--sl)}
.prose{font-size:17px}.prose h2{margin-top:1.6em}.prose h2:first-child{margin-top:0}
.prose .fig{margin:26px 0}.prose .fig img{max-height:500px;object-fit:cover}
.prose blockquote{margin:1.2em 0;padding:4px 0 4px 18px;border-left:4px solid var(--am);color:var(--mut)}
.sources{font-size:14.5px}.post-foot{border-top:1px solid var(--line);padding-top:16px;margin-top:30px;color:var(--mut)}
.cta-band{background:var(--sl);color:#fff;padding:34px 0;border-top:6px solid var(--am)}.cta-band h2{margin:0 0 8px;color:#fff;border:0}.cta-band p{color:#d3dde1;max-width:760px}
.cta-band .btn-light{background:var(--am);border-color:var(--am);color:#1b2328}
.site-footer{background:#172228;color:#b9c6cc;padding:34px 0 10px;font-size:14px}
.site-footer a{color:#e8eef0}.foot{display:grid;grid-template-columns:1.8fr 1.1fr 1.1fr .9fr;gap:24px}
.foot ul{list-style:none;padding:0;margin:0}.foot li{margin:4px 0}.foot-brand{font-family:"Trebuchet MS",Tahoma,sans-serif;font-weight:700;font-size:18px;color:#fff;margin-top:0}.foot-h{font-weight:700;color:var(--am);margin-top:0}
.foot-tel a{color:var(--am);font-size:20px;font-weight:700;text-decoration:none}
.fine{font-size:12.5px;color:#84949b;border-top:1px solid #2a3a42;padding-top:12px;margin-top:18px}
.callbar{position:fixed;left:0;right:0;bottom:0;z-index:30;background:var(--am);display:none}
.callbar a{display:block;text-align:center;color:#1b2328;font-weight:700;font-size:18px;padding:15px 10px;text-decoration:none}
@media (max-width:980px){.postlist{grid-template-columns:repeat(2,1fr)}.rowlist{grid-template-columns:repeat(2,1fr)}}
@media (max-width:820px){
.hdr-phone span{display:none}.hdr-phone a{font-size:18px}.navin{flex-wrap:nowrap;overflow-x:auto;white-space:nowrap}
.foot{grid-template-columns:1fr 1fr}.callbar{display:block}.related ul{columns:1}
.hs,.ss,.sl,.hb{grid-template-columns:1fr;gap:20px}.hs-f{order:-1}.sec-left .ss-f{order:0}
.band-f img,.hero-home .band-f img{height:230px}.band-t{margin-top:-30px;padding:20px 18px}
.points{columns:1}.sl-f img{aspect-ratio:4/3}.rowlist{grid-template-columns:1fr}
.pr,.pr-feat{grid-template-columns:1fr;gap:12px}.pr-feat h2{font-size:24px}
.sec{padding:26px 0}.prose{font-size:16.5px}}
@media (min-width:821px){body{padding-bottom:0}}
@media (max-width:420px){.brand-t{font-size:18px}.brand-t span{font-size:12px}.brand img{width:36px;height:36px}.foot{grid-template-columns:1fr}.postlist{grid-template-columns:1fr}}

/* --- 1.1.0 mobile app chrome (under 768px only; desktop unchanged) --- */
.hdr-tools{display:flex;align-items:center;gap:4px;margin-left:0}
.hdr-phone-btn,.nav-toggle{display:none}
.nav-toggle{width:40px;height:40px;border:0;background:transparent;color:#fff;padding:0;cursor:pointer}
.nav-toggle-close{display:none}
.site-header.is-open .nav-toggle-open{display:none}
.site-header.is-open .nav-toggle-close{display:inline}
.appbar{display:none}
.ico{display:block}

@media (max-width:767px){
body{padding-bottom:calc(72px + env(safe-area-inset-bottom,0px));overflow-x:hidden}
.site-header{padding-top:env(safe-area-inset-top,0px)}
.hdr{min-height:52px;gap:8px;padding-top:4px;padding-bottom:4px}
.brand{flex:1;min-width:0;gap:8px}
.brand img{width:32px;height:32px;flex-shrink:0}
.brand-t{font-size:16px}
.brand-t span{font-size:11px}
.hdr-phone{display:none}
.hdr-tools{margin-left:auto;flex-shrink:0}
.hdr-phone-btn,.nav-toggle{display:flex;align-items:center;justify-content:center;color:#fff;text-decoration:none}
.hdr-phone-btn{width:40px;height:40px;color:var(--am)}
.nav{display:none}
.site-header.is-open .nav{display:block}
.navin{flex-wrap:wrap;flex-direction:column;white-space:normal;overflow:visible;gap:0}
.nav a{display:block;padding:12px 20px;margin:0;font-size:16px;border-bottom:1px solid #3d5461;white-space:normal}
.nav a:hover,.nav a[aria-current]{color:var(--am);text-decoration:none;background:#2a3d47}
.callbar{display:none !important}
.appbar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:40;background:#fff;border-top:1px solid var(--line);padding-bottom:env(safe-area-inset-bottom,0px);align-items:stretch}
.appbar a{flex:1;display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px;min-height:56px;padding:6px 4px;color:var(--ink);text-decoration:none;font-size:11px;font-weight:700;line-height:1.1;border-radius:0;text-align:center}
.appbar a .ico{width:22px;height:22px}
.appbar a[aria-current]{color:var(--sl)}
.appbar a.app-call{background:var(--am);color:#1b2328}
.site-footer{padding:20px 0 16px;font-size:14px}
.foot{grid-template-columns:1fr;gap:4px}
.foot-intro p{margin:0 0 8px}
.foot-intro p:last-child{margin-bottom:4px}
.foot-brand{font-size:16px}
.foot-group{border-top:1px solid #2a3a42}
.foot-group > summary{display:flex;align-items:center;justify-content:space-between;padding:11px 0;margin:0;cursor:pointer;list-style:none;font-weight:800;color:var(--am)}
.foot-group > summary::-webkit-details-marker,.foot-group > summary::marker{display:none;content:none}
.foot-group > summary:after{content:"+";font-weight:700;color:#fff;font-size:18px;line-height:1}
.foot-group[open] > summary:after{content:"\2212"}
.foot-group ul{margin:0;padding:0 0 10px}
.foot-group li{margin:0}
.foot-group a{display:block;padding:6px 0}
.fine{margin-top:10px;padding-top:10px}
}

@media (min-width:768px){
.hdr-tools{margin-left:0}
.foot-group > summary{list-style:none;cursor:default;pointer-events:none}
.foot-group > summary::-webkit-details-marker,.foot-group > summary::marker{display:none;content:none}
.foot-group > summary:after{display:none}
.foot-group > ul{display:block !important}
}